The debt payoff planner
See when your debt
could be paid off.
Enter your balances, interest rates and minimum payments. Get an estimated debt-free date and a plan you can adjust.
Works in your browser. No bank connection. No account or card to preview.
Saving and tracking your plan requires a trial or paid plan. 7-day free trial on Yearly and Monthly, then auto-renews. Cancel subscriptions anytime.
A manual-entry debt payoff planner and tracker: enter what you owe, compare snowball and avalanche, see an estimated debt-free date, and log payments as you make them. No bank login, manual entry.
Free debt payoff calculators
Every calculator runs the same payoff engine as the app, shows its assumptions beside its answer, and needs no account.
Explore
- Calculators — every payoff calculator in one place.
- Research — studies run on synthetic debt portfolios, with the data published.
- Learn — how card interest and minimum payments work.
- Compare — payoff methods and debt tools side by side.
- About — what Dang! Payoff is, and what it is not.
- Pricing — what the app costs.